Fintech Software
We've helped fintech startups scale to millions in transaction volume and helped established players modernize without breaking compliance. We know the regulations, we know the security requirements, and we know how to ship without cutting corners.
Solutions We Deliver
Industry-specific solutions designed to address your unique challenges.
Digital Banking Platforms
Modern banking experiences with mobile apps, real-time transactions, and the security architecture to back it up.
Payment Processing
We've integrated with every major payment provider. Multi-currency, multi-method, and built to handle volume.
Digital Wallets
P2P transfers, bill pay, loyalty programs—we've built wallet apps that users actually want to use.
Fraud Detection
ML-powered transaction monitoring that catches real fraud without blocking legitimate customers. False positives are expensive.
Financial Analytics
Dashboards that actually help make decisions. Regulatory reporting that's accurate and on time.
AI Assistants
Customer service bots that handle routine inquiries so humans can handle what matters.
Insurance Tech
Claims processing, underwriting automation, policy management—we've built it.
Lending Platforms
Credit scoring, disbursement, collections. End-to-end lending software that scales.
Legacy Modernization
Your COBOL system isn't going away, but it doesn't have to hold you back either.
Challenges We Solve
We understand the unique challenges facing the fintech industry.
- PCI-DSS, SOX, and the alphabet soup of regulations
- Fraud detection that actually works
- 99.99% uptime requirements
- Security that doesn't compromise UX
- Integrating with systems built before you were born
Compliance & Security
Why Partner with Us for Fintech
Security We'd Stake Our Reputation On
We've been audited. We've passed. Bank-grade security isn't a marketing term for us.
Compliance Built In
We've worked with regulators. We know what auditors look for. Compliance isn't an afterthought.
Architecture That Scales
Millions of transactions, millisecond response times. We've built systems that handle it.
Fintech Track Record
Payment processors, neobanks, insurance startups. We've shipped real products in real markets.
Fintech Projects
Fraud Detection
Streamline Payments · Real-time
Streamline Payments
Real-time fraud detection for a payment processor handling $2B+ annually.
Meridian Migration
AWS + Azure · Zero Downtime
Meridian Financial Migration
Zero-downtime cloud migration that cut infrastructure costs 60%.
Client Success Stories
What I liked most was that Marcus and Sarah were in the weeds with us. They weren't just managing—they were reviewing code, asking hard questions about our business model, pushing back when our ideas didn't make sense. You don't get that from most agencies.
David Park
🇺🇸Founder & CEO, Streamline Payments
We'd been burned by two agencies before Lumon. They actually understood HIPAA—not just at a checkbox level, but how it affects architecture decisions. The product they built handles 50,000 patient interactions a month without a single compliance issue.
Dr. Maya Patel
🇨🇦Chief Medical Officer, CareLink Health
Our old system was a disaster—custom software from 2011 that nobody wanted to touch. Lumon's team modernized it piece by piece while we kept running. Six months in, fuel costs are down 30% and my drivers actually like using the app.
Tom Richardson
🇬🇧VP Operations, FastFreight Logistics
Ready to Transform Your Fintech Business?
Let's discuss how we can help you succeed in the fintech industry.
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